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Are there items on your credit report that don’t belong to you?
Identity theft is, unfortunately, a common occurrence.
Again and again, the news reports a security breach at a major company that leaves consumers struggling with a stolen identity, ruined credit, and an inaccurate credit report.If you inform the credit furnishers and bureaus that your identity was stolen, they have the duty to investigate your claims and correct your report. If they refuse to do so, you may have a claim under the FCRA for cash damages, actual damages or even punitive damages.