We Fix Credit Report Errors Across All 50 States

You check your credit report, and there is an error. A late payment you know you made on time, a debt that isn't yours, or a negative mark that just won't go away. These mistakes are more than just numbers; they can stop you from getting a new car, buying a home, or even landing a job. You don't have to fight the credit bureaus alone.

The Problem

The High Cost of Credit Report Errors

Credit report errors affect millions of Americans. These inaccuracies can unfairly lower your credit score, leading to higher interest rates, denied loans, and missed opportunities. Dealing with these issues on your own can be a frustrating and confusing process, especially when the credit bureaus and lenders seem impossible to contact.

Wooden tiles with typographic motifs
Wooden tiles with typographic motifs

The Solution

Our Proven Process to Fix Your Credit

We take the stress out of fixing your credit report. Our team of attorneys has a proven process to identify and correct errors, and we hold the credit bureaus accountable.

Path to Success

Free Credit Report Review

Contact us for a free consultation. We’ll thoroughly review your credit reports to identify any errors impacting your financial health, with no upfront fees.

File a Dispute

We’ll send letters to dispute inaccuracies with credit bureaus and furnishers on your behalf. Our goal is to resolve issues quickly without a lawsuit.

Credit Correction

If disputes fail, we’ll file a lawsuit to fix errors and seek damages for you. Payment is contingent on a successful outcome, ensuring your credit issues are fully resolved.

About

Why Choose Fair Credit Attorneys?

You deserve a team that fights for you. We are not a credit repair company; we are experienced attorneys who understand federal consumer protection laws, including the Fair Credit Reporting Act (FCRA)

Experienced Legal Team

With over 50 years of combined experience, our attorneys have a deep understanding of credit law.

No Pay Unless We Win

We operate on a contingency basis, so you don't pay us unless we win your case.

Proven Results

We have a track record of successfully helping clients correct errors and get their lives back on track.

avvo
illinois state bar association
naca
ABA
Law 360
JUSTIA
legalshield
avvo
illinois state bar association
naca
ABA
Law 360
JUSTIA
legalshield

Our Team

Meet Our Team

Our dedicated team of attorneys brings a wealth of knowledge and passion for consumer protection. We are committed to providing personalized attention and unwavering advocacy for every client.

Richard Doherty
Richard Doherty

Attorney & Co-Founder

Attorney James Smith
James Smith

Attorney & Co-Founder

Attorney Rebecca Fredona
Rebecca Fredona

Attorney

Testimonials

Hear From Our Clients

❞
Choosing the Fair Credit Attorneys to assist me during one of the most stressful times of my life was the best decision that I've ever made. They worked extremely hard on my case and provided me with the greatest possible outcome when I felt things were hopeless. They have given me the opportunity for a fresh, new start and I am forever grateful. Hands down, the best attorneys to work with.
K

Kathleen S

❞
Seriously could not have asked for better support through my whole process. Rich was absolutely amazing and truly did the most to help me navigate through a very tough time. Fair Credit Attorneys not only cares about getting their clients out of a bad situation, but take the time to truly get to know you as well and take every little detail into account. I cannot thank them enough!!!
A

Aidan A

❞
Jim and his team are AMAZING! I had refinanced my house over two years ago to discover later that the lender/title reps didn't ensure that the pay off amount was correct and it ended up being short. Needless to say, this was not a reflection on my credit use. Jim was diligent in getting the derogatory item off all credit reports and even off the records of the lender that originally reported it. He had great communication and was always prompt and professional. I am beyond grateful for his efforts.
L

Liz C

5.0

(+30 Reviews)

fca real client

About

Frequently Asked Questions

While you can dispute errors on your own, an attorney knows how to use the law to your advantage and can force credit bureaus to take action.